VECTORProfessions Finance

Barrister finance

Fast track funding for today’s barrister at law

With over two decades of experience and full endorsement from the Bar Council, why not see how Vector can add value to your practice?

Apply online Call us 0845 500 1666
  • The General Council of the Bar: The Bar Council Service partner 2026Bar CouncilService partner 2026
  • FCA regulatedFinancial Conduct Authority
  • £25,001.00Minimum application
  • 6-60 monthsTerm, subject to status

How it works

Our application is very straightforward, with minimal information required.

  1. Apply

    Fill out our quick application form online, or call our team on 0845 500 1666.

  2. Get a decision

    Each deal is assessed on its individual merits by experienced underwriters, and we aim to give a credit decision within 48 hours.

  3. Receive your funds

    Unlock tied up capital quickly and efficiently, spread over a term to suit your budget.

Apply online

Applications are subject to status, terms and conditions and qualifying criteria apply.

Popular uses of our funding include:

Unlocking Aged Debt is an effective fast track and often tax efficient method to release tied up funds quickly.

  • Tax Bill Funding
  • Overdraft Reduction
  • Debt Consolidation
  • Chambers Expenses
  • Chambers Freehold Acquisition
  • LAA Payment
  • KC Application Fees
  • Junior to Silk Transition
  • School Fees
  • Pension Top Ups

The benefits of our funding include:

A confidential and professional service from a dedicated team who understand your niche market.

  • Quick 48 Hour Decisions

    Underwriting decisions within 48 hours, in usual circumstances.

  • Aged Debt Unsecured Facility

    Not secured against aged debt (subject to status).

  • Overdraft Remains Intact

    Your bank facility stays free for contingency and day-to-day running.

  • 6-60 Month Term
  • Max Loan 75% (Loan to aged debt ratio)
  • Revolving Credit
  • Funding For Chambers
  • Junior Tenants Considered
  • Fast Confidential Service
  • Peace Of Mind

IMPORTANT NOTE: All unsecured loan applicants must be home owners. Vector Professions Finance do not provide financial or tax advice – please check with your IFA/Accountant.

Get started and apply for funding today Call us 0845 500 1666

Frequently asked questions

Who can apply?

Barristers and chambers. Junior tenants are considered, and a funding facility is also available for chambers (subject to status). All unsecured loan applicants must be home owners.

What is the minimum application?

The minimum application is £25,001.00.

How quickly will I get a decision?

We aim to give a credit decision within 48 hours of application, in usual circumstances, with minimal information required.

How much can I borrow?

The maximum loan is 75% of your aged debt (loan to aged debt ratio), subject to status.

Is the loan secured against my aged debt?

No. It is an unsecured facility and is not secured against your aged debt (subject to status).

Will it affect my overdraft?

No, your overdraft remains intact, leaving the bank facility for contingency and the day-to-day running of your practice.

Do you give financial or tax advice?

No. Vector Professions Finance is acting as a credit broker, not a lender, and does not provide financial or tax advice. Please check with your IFA or accountant.

Here’s what some of our happy clients have said:

Case studies

Junior to Silk Transition

Silk transition

6-12 monthstemporary reduction in gross fee income

  1. The challenge

    A family law practitioner was delighted to have achieved Silk status, but faced a 6-12 month temporary reduction in gross fee income during the transition period.

  2. Our solution

    An Aged Debt Loan. Many clients also consider adding the Silk application fee to the loan.

  3. The outcome

    Continued financial stability through the process.

Acquisition of Chambers Freehold

Chambers freehold

Pensionstructured share in chambers premises

  1. The challenge

    A criminal practitioner was acquiring a share in chambers premises, structured through a pension.

  2. Our solution

    An Aged Debt loan provided the capital to cover the associated costs.

  3. The outcome

    The costs were structured in an easily manageable and potentially tax efficient manner.

Tax Bill Funding

Tax bill

£100,000tax bill, with an Aged Debt of £350,000

  1. The challenge

    A high earning junior with an Aged Debt of £350,000, a tax bill of £100,000 to pay and some overdraft headroom available.

  2. Our solution

    On balance, the client preferred to fund the bill through an Aged Debt Loan.

  3. The outcome

    The overdraft was left for contingency and the day-to-day running of the practice, with the potential of being able to offset the interest element of the loan against tax.

Reduction of Overdraft

Overdraft

Overdraft clearedbank facility left for contingency

  1. The challenge

    A family law practitioner funded their tax bill through their overdraft.

  2. Our solution

    An aged debt loan was used to clear the overdraft.

  3. The outcome

    The bank facility was left for contingency and the day-to-day running of the practice. The loan also provided peace of mind, as the monthly instalments were affordable and augmented cash flow.

Fast Track Funding

Need help? Call our team on 0845 500 1666

Apply online today Call us 0845 500 1666